This document is an electronic record in terms of Information Technology Act, 2000 and Rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This User Agreement is effective upon acceptance for those users who accept it through registration at RRENA.IN website on and from …. MAY 2022.

This User Agreement posted on our site sets out the terms on which the company offers you access to and use of our sites, services, applications and tools (collectively “Services”) at the website: RRENA.IN you can find an overview of our policies here. You agree to comply with all the above when accessing or using our Services.

The entity you are contracting with is RENA FINE JEWELLERY PVT LTD (herein referred to as “the company”), registered under the Companies Act, 1956, and presently governed by the Companies Act, 2013, having Registrar of Companies CIN: India.

The transactions in this website are restricted to Indian citizens residing in India.

By subscribing to or using any of services of the website you agree that you have read, understood, accepted and are bound by the terms and conditions contained herein, regardless of how you subscribe to or use the services.

This website is for online “offer and acceptance” of the jewellery items posted and advertised on the website. Online offers on the website are subject to change from time to time.

Privacy Policy

RRENA.IN takes data privacy and security extremely seriously and works to ensure that it is fully compliant with the various regulations dealing with privacy.

RRENA.IN and its subsidiaries and affiliates and Associate Companies (individually and / or collectively, “RRENA.IN” in short referred to as “RFJ” henceforth) is / are concerned about the privacy of the data and information of users (including buyers / customers whether registered or non-registered) accessing or purchasing products on RRENA.IN websites or through third party e-commerce vendors.

By providing his / her Information or by making use of the facilities provided by the Website, user hereby consents to the collection, storage, processing and transfer of any or all of his / her Personal Information and Non-Personal Information by RRENA.IN as specified under this Privacy Policy. User further agrees that such collection, usage, storage and transfer of his / her Information shall not cause any loss or wrongful gain to user or any other person.

User acknowledges that he / she is disclosing User Information voluntarily. Prior to the completion of any registration process on RRENA.IN website / mobile application prior to availing of any Services offered on RFJ application if the user wishes not to disclose any User Information, he / she may refrain from doing so; however, if user doesn’t provide information that is requested, it is possible that the registration process would be incomplete and / or user may not be able to avail RFJ’s Services and purchase online.

This Privacy Policy is a contract between the User and RRENA.IN, whose Website user uses or accesses or otherwise deals with. This Privacy Policy shall be read together with the respective Terms of Use or other terms and conditions of RRENA.IN.

RRENA.IN has provided this Privacy Policy to familiarise user with:

• The type of data or information that user shares with or provides to RFJ and that RFJ collects from user;
• The purpose for collection of such data or information from user;
• RFJ’s information security practices and policies; and
• RFJ’s policy on sharing or transferring user data or information with third parties. This Privacy Policy may be amended / updated from time to time. Upon amending / updating the Privacy Policy, RFJ will accordingly amend the date above. We suggest that user regularly checks this Privacy Policy to apprise him / her of any updates. User’s continued use of Website or provision of data or information thereafter will imply user’s unconditional acceptance of such updates to this Privacy Policy.
• Information collected and storage of such Information:

The “Information” (which shall also include data) provided by user to RFJ or collected from user by RFJ may consist of “Personal Information” and “Non-Personal Information”.

• Personal Information:

Personal Information is Information collected that can be used to uniquely identify or contact user. Personal Information for the purposes of this Privacy Policy shall include, but not be limited to:

• User’s Log-in name (or Username) along with Password,
• User’s name,
• User’s address,
• User’s telephone number,
• User’s e-mail address or other contact information,
• User’s date of birth / Wedding anniversary date,
• User’s gender,
• Information regarding user’s transactions on the Website (including sales or purchase history),
• User’s financial information such as bank account information or credit card or debit card or other payment instrument details
• Internet Protocol address,
• Any other items of ‘sensitive personal data or information’ as such term is defined under the Information Technology (Reasonable Security Practices And Procedures And Sensitive Personal Data Of Information) Rules, 2011 enacted under the Information Technology Act, 2000;
• Identification code of user communication device which user uses to access the Website or otherwise deal with any RFJ entity,
• Any other Information that user provides during user’s registration process, if any, on the Website. Such Personal Information may be collected in various ways including during the course of User:
• Registering as a user on the Website,
• Availing certain services offered on the Website. Such instances include but are not limited to online purchase, participating in any online survey or contest, communicating with RFJ customer service by phone, email or
• Otherwise dealing with any RFJ entity. RFJ may receive Personal information about user from third parties, such as social media services, commercially available sources and business partners. If user accesses Website through a social media service or connect a service on Website to a social media service, the information RFJ collects may include User’s user name associated with that social media service, any information or content the social media service has the right to share with RFJ, such as user’s profile picture, email address or friends list, and any information user has made public in connection with that social media service. When user accesses the Website or otherwise deals with any RFJ’s entity through social media services or when user connects any Website to social media services, user is authorizing RFJ to collect, store, and use and retain such information and content in accordance with this Privacy Policy.
• Non-Personal Information:

RFJ may also collect information other than Personal Information from user through the Website when user visits and / or uses the Website. Such information may be stored in server logs. This Non-Personal Information would not assist RFJ to identify user personally. This Non-Personal Information may include:

• User’s geographic location,
• Details of user’s telecom service provider or internet service provider,
• The type of browser used (Internet Explorer, Firefox, Opera, Google Chrome etc.),
• The operating system of user’s system / device and the Website user last visited before visiting the Website,
• The duration of user’s stay on the Website is also stored in the session along with the date and time of user’s access; Non-Personal Information is collected through various means such as through the use of cookies. RFJ may store temporary or permanent ‘cookies’ on user’s computer / any device. User can erase or choose to block these cookies from user’s computer / device. User can configure user’s computer’s browser to alert him / her when RFJ attempts to send user a cookie with an option to accept or refuse the cookie. If user has turned cookies off, he / she may be prevented from using certain features of the Website.
• Ads: RFJ may use third-party service providers for advertisement and promotion across the internet and sometimes on the Website. RFJ may collect Non-Personal Information about user’s visits to the Website, and user’s interaction with RFJ’s products on the Website. RFJ requests the users to note that Personal Information and Non Personal Information may be treated differently as per this Privacy Policy

RRENA.IN has provided this Privacy Policy to familiarise user with:

• The Information users provide to RFJ from time to time is and shall be authentic, correct, current and updated and user has all the rights to provide such Information to RFJ.
• User providing the Information to RFJ and RFJ’s consequent storage, collection, usage, transfer, access or processing of the same, shall not be in violation of any third party agreement, laws, charter documents, judgments, orders and decrees.
• IN and each of RFJ’s entities’ officers, directors, contractors or agents shall not be responsible for the authenticity of the Information that user or anyone else provides to RFJ. User shall indemnify and hold harmless RRENA.IN and each of RFJ’s entities’ officers, directors, contracts or agents and any third party relying on the Information provided by user in the event he / she is in breach of this Privacy Policy including this provision and the immediately preceding provision above.
• User’s Information will primarily be stored in electronic form. However, certain data could also be stored in physical form. RFJ may store, collect, process and use this data in countries other than Republic of India, but under compliance with applicable laws. RFJ may enter into agreements with third parties (in or outside of India) to store or process user’s information or data. These third parties may have their own security standards to safeguard user information or data and RFJ will on commercial reasonable basis require from such third parties to adopt reasonable security standards to safeguard user’s information / data.
• User’s Information RFJ collects, stores, uses and processes for any purpose as may be permissible under applicable laws (including where the applicable law provides for such collection, usage, storage or processes in accordance with the consent of the user) connected with a function or activity of each of RFJ’s entities and shall include the following:
• To facilitate user’s use of the Website or other services of RFJ entities;
• to respond to user inquiries or fulfil user requests for information about the products and services offered on the Website;
• To provide user with information about products available on the Website and to send information, materials, and offers from RFJ;
• To send user important information regarding the Website, changes in terms and conditions, user agreements, and policies and/or other administrative information;
• To send surveys and marketing communications that RFJ believes may be of interest to the user;
• To personalize user experience on the Website by presenting advertisements, products and offers tailored to user’s preferences;
• To help user address his / her problems encountered on the Website including addressing any technical problems;
• If user purchases any product from the Website, to complete and fulfil his / her purchase, for example, to have user’s payments processed, communicate with user regarding his / her purchase and provide user with related customer service;
• For proper administering of the Website;
• To conduct internal reviews and data analysis for the Website (e.g., to determine the number of visitors to specific pages within the Website);
• To improve the services, content and advertising on the Website;
• To provide value added services such as Single Sign On. Single Sign On shall mean a session/user authentication process that permits a user to enter his/her name or mobile number or e-mail address or any combination thereof and password in order to access multiple websites and applications;
• To facilitate seamless purchase experience while making a transaction by OTP received through SMS by user
• To facilitate various programmes and initiatives launched by RFJ or third party service providers and business associates
• To analyze how RFJ’s services are used, to measure the effectiveness of advertisements, to facilitate payments
• To conduct academic research and surveys
• To protect the integrity of the Website;
• To respond to legal, judicial, quasi-judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law;
• To conduct analytical studies on various aspects including user behaviour, user preferences, etc.;
• To permit third parties who may need to contact users who have bought products from the Website to facilitate installation, service and any other product related support;
• To implement information security practices;
• To determine any security breaches, computer contaminant or computer virus;
• To investigate, prevent, or take action regarding illegal activities and suspected fraud
• To undertake forensics of the concerned computer resource as a part of investigation or internal audit;
• To trace computer resources or any person who may have contravened, or is suspected of having or being likely to contravene, any provision of law including the Information Technology Act, 2000 that is likely to have an adverse impact on the services provided on any Website or by RFJ;
• To enable a potential buyer or investor to evaluate the business of RFJ, user hereby agrees and acknowledges that the Information so collected is for lawful purpose connected with a function or activity of each of the RFJ’s entities or any person on their respective behalf, and the collection of Information is necessary for the Purposes.

Sharing and disclosure of User’s Information

User hereby unconditionally agrees and permits that RFJ may transfer, share, disclose or part with all or any of user Information, within and outside of the Republic of India to various RFJ entities and to e-commerce partners, third party service providers / partners / banks and financial institutions for one or more of the Purposes or as may be required by applicable law. In such case, RFJ will contractually oblige the receiving parties of the Information to ensure the same level of data protection that is adhered to by RFJ under applicable law.

User acknowledges and agrees that, to the extent permissible under applicable laws, it is adequate that when RFJ transfers user Information to any other entity within or outside country of residence, RFJ will place contractual obligations on the transferee which will oblige the transferee to adhere to the provisions of this Privacy Policy.

User unconditionally agrees and permits RFJ to access and read user’s SMS to auto-fill or prepopulate ‘OTP’ while making a transaction and / or to validate user’s mobile number.

RFJ may share statistical data and other details (other than user’s Personal Information) without user’s express or implied consent to facilitate various programmes or initiatives launched by RFJ, its affiliates, agents, third party service providers, partners or banks and financial institutions from time to time. RFJ may transfer / disclose / share Information (other than User’s Personal Information) to those parties who support RFJ’s business, such as providing technical infrastructure services, analyzing how RFJ’s services are used, measuring the effectiveness of advertisements, providing customer / buyer services, facilitating payments, or conducting academic research and surveys. These affiliates and third party service providers shall adhere to confidentiality obligations consistent with this Privacy Policy. Notwithstanding the above, RFJ uses other third parties such as a credit / debit card processing company, payment gateway, pre-paid cards, etc. to enable user to make payments for buying products or availing services of RFJ. When user signs up for these services, RFJ’s website may have the ability to save user’s card details and / or UPI details for future reference and faster future payments. In such case, RFJ may share user’s relevant Personal Information as necessary for the third parties to provide such services, including user’s name, residence and email address. The processing of payments or authorization is solely in accordance with these third parties policies, terms and conditions and RFJ is not in any manner responsible or liable to user or any third party for any delay or failure at their end in processing the payments.

RRENA.IN may also share Personal Information if it believes that is necessary in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of various terms and conditions or RFJ’s policies.

RFJ reserves the right to disclose user information when required to do so by law or regulation, or under any legal obligation or order under law or in response to a request from a law enforcement or governmental agency or judicial, quasi-judicial or any other statutory or constitutional authority or to establish or exercise RFJ’s legal rights or defend against legal claims.

User further agrees that such disclosure, sharing and transfer of user’s Personal Information and Non-Personal Information shall not cause any wrongful loss to the user or to any third party or any wrongful gain to RFJ or to any third party.

Links to third party websites

Links to third party e-commerce web sites, third-party advertisements, third-party websites or any third party electronic communication service may be provided on the Website which are operated by third parties and are not controlled by, or affiliated to, or associated with, RFJ unless expressly specified on the Website.

RRENA.IN is not responsible for any form of transmission, whatsoever, received by user from any third party website. Accordingly, RFJ does not make any representations concerning the privacy practices or policies of such third parties or terms of use of such third party websites, nor does RFJ control or guarantee the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, videos, messages or other materials available on such third party websites. The inclusion or exclusion does not imply any endorsement by RFJ of the third party websites, the website’s provider, or the information on the website. The information provided by user to such third party websites shall be governed in accordance with the privacy policies of such third party websites and it is recommended that user reviews the privacy policy of such third party websites prior to using such websites.

Security and Retention

The security of user’s Personal Information is important to RFJ. RFJ strives to ensure the security of user’s Personal Information and to protect user’s Personal Information against unauthorized access or unauthorized alteration, disclosure or destruction.

For this purpose, RFJ adopts internal reviews of the data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where RFJ stores user’s Personal Information. Each of the RFJ’s entities shall adopt reasonable security practices and procedures as mandated under applicable laws for the protection of user Information. Provided that user rights to claim damages shall be limited to the right to claim only statutory damages under Information Technology Act, 2000 and user hereby waives and releases all RFJ’s entities from any claim of damages under contract or under tort.

If user chooses a payment gateway to complete any transaction on Website, then user’s credit / debit card data may be stored in compliance with industry standards / recommended data security standard for security of financial information such as the Payment Card Industry Data Security Standard (PCI-DSS).

RFJ may share user’s Information with third parties under a confidentiality agreement which inter alia provides for that such third parties not disclosing the Information further unless such disclosure is for the Purpose. However, RFJ is not responsible for any breach of security or for any actions of any third parties that receive user’s Personal Information. RFJ is not liable for any loss or injury caused to user as a result of user providing his / her Personal Information to third party (including any third party websites, even if links to such third party websites are provided on the Website).

Notwithstanding anything contained in this Policy or elsewhere, RRENA.IN shall not be held responsible for any loss, damage or misuse of user’s Personal Information, if such loss, damage or misuse is attributable to a Force Majeure Event (as defined below).

A Force Majeure Event shall mean any event that is beyond the reasonable control of RRENA.IN and shall include, without limitation, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorised access to computer, computer system or computer network,, computer crashes, breach of security and encryption (provided beyond reasonable control of RFJ), power or electricity failure or unavailability of adequate power or electricity.

While RFJ will endeavour to take all reasonable and appropriate steps to keep secure any Personal Information which RFJ holds about user and prevent unauthorized access, user acknowledges that the internet or computer networks are not fully secure and that RFJ cannot provide any absolute assurance regarding the security of user’s Personal Information.

User agrees that all Personal Information shall be retained till such time required for the Purpose or required under applicable law, whichever is later. Non-Personal Information will be retained indefinitely.

User discretion and opt out

User agrees and acknowledges that he / she is providing his / her Information out of their free will. User has an option not to provide or permit RFJ to collect his / her Personal Information or later on withdraw his / her consent with respect to such Personal Information so provided herein by sending an email to the grievance officer or such other electronic address of the respective RRENA.IN entity as may be notified to user. In such case, user should neither visit any Website nor use any services provided by RFJ’s entities nor shall contact any of RFJ’s entities. Further, RFJ may not deliver products to user, upon user’s order or RFJ may deny user access from using certain services offered on the Website.

User can add or update his / her Personal Information on regular basis. Kindly note that RFJ would retain user’s previous Personal Information in its records.

Grievance Officer

If user finds any discrepancies or has any grievances in relation to the collection, storage, use, disclosure and transfer of his / her Personal Information under this Privacy Policy or any terms of RRENA.IN’s Terms of Use, Term of Sale and other terms and conditions or polices of any RRENA.IN’ entities, please contact the following:

For RRENA.IN:

The designated grievance officer under Information Technology Act, 2000. E-mail: info@rrena.in

The details of the grievance officer may be changed by RFJ from time to time by updating this Privacy Policy.

Business / Assets Sale or Transfers

RRENA.IN may sell, transfer or otherwise share some or all of its assets, including user Information in connection with a merger, acquisition, reorganization or sale of assets or business or in the event of bankruptcy. Should such a sale or transfer occur, such RFJ entity will reasonably ensure that the Information user has provided and which RFJ has collected is stored and used by the transferee in a manner that is consistent with this Privacy Policy. Any third party to which any of RFJ’s entity transfers or sells as aforesaid will have the right to continue to use the Information that user has provided to RFJ or collected by RFJ immediately prior to such transfer or sale.

The User Information is being collected by the Company with its address at registered office at A-204, Mandpeshwar Indl. Estate, Mandpeshwar Road, Opp. MCF Sports Club, Borivali West, Mumbai-400092, Maharashtra, India and the Company will delete any User Information upon the User withdrawing the consent in writing. However, upon the withdrawal of the consent by the User, the Company may at its option not provide any services for which the Information was sought and the User shall not claim deficiency of services on the basis of such non provision of goods and services.

RFJ reserves the right to amend this policy from time to time, at its own discretion. Any updates will be posted on the application / and user’s use of RRENA.IN after such amendment shall constitute user’s agreement to abide by the amended terms.

.

THIS PRIVACY POLICY IS A LEGALLY BINDING DOCUMENT BETWEEN USER AND RRENA.IN (BOTH TERMS DEFINED BELOW). THE TERMS OF THIS PRIVACY POLICY WILL BE EFFECTIVE UPON USER’S ACCEPTANCE OF THE SAME (DIRECTLY OR INDIRECTLY IN ELECTRONIC FORM, BY CLICKING ON THE I ACCEPT TAB OR BY USE OF THE WEBSITE OR BY OTHER MEANS) AND WILL GOVERN THE RELATIONSHIP BETWEEN USER AND RRENA.IN FOR USER’S USE OF THE WEBSITE (DEFINED BELOW).

THIS DOCUMENT IS PUBLISHED AND SHALL BE CONSTRUED IN ACCORDANCE WITH THE PROVISIONS OF THE INFORMATION TECHNOLOGY (REASONABLE SECURITY PRACTICES AND PROCEDURES AND SENSITIVE PERSONAL DATA OF INFORMATION) RULES, 2011 UNDER INFORMATION TECHNOLOGY ACT, 2000; THAT REQUIRE PUBLISHING OF THE PRIVACY POLICY FOR COLLECTION, USE, STORAGE AND TRANSFER OF SENSITIVE PERSONAL DATA OR INFORMATION.

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY USING THE WEBSITE, USER INDICATES THAT HE / SHE UNDERSTANDS, AGREES AND CONSENTS TO THIS PRIVACY POLICY. IF USER DOES NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, HE / SHE IS REQUESTED TO NOT USE THIS WEBSITE. USER HEREBY PROVIDES HIS / HER UNCONDITIONAL CONSENT TO RRENA.IN AS PROVIDED UNDER SECTION 43A AND SECTION 72A OF INFORMATION TECHNOLOGY ACT, 2000.

PRIVACY POLICY

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in IN privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

HOW DO WE PROTECT YOUR INFORMATION?

Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.

We do not use Malware Scanning.

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.

We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information.

All transactions are processed through a gateway provider and are not stored or processed on our servers.

DO WE USE ‘COOKIES’?

We do not use cookies for tracking purposes

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, some of the features that make your site experience more efficient may not function properly. That makes your site experience more efficient and may not function properly.

THIRD-PARTY DISCLOSURE

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information.

THIRD-PARTY LINKS

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

GOOGLE

Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en

We use Google AdSense Advertising on our website.

Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.

WE HAVE IMPLEMENTED THE FOLLOWING:

We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.

IN ORDER TO BE IN LINE WITH FAIR INFORMATION PRACTICES WE WILL TAKE THE FOLLOWING RESPONSIVE ACTION, SHOULD A DATA BREACH OCCUR:

We will notify you via email

• Within 7 business days

We will notify you via phone call

• Within 7 business days

We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.